Additional Services Liam Provides

Investments

1. Prepares an investment strategy for you designed with the goal of growing your assets based on your risk tolerance
2. Monitors the economy and suggests appropriate changes to your investment strategy
3. Reviews your investments in your company retirement plan and IRA’s
4. Provides you with objective investment research information
5. Provides you with an analysis of all of your investments
6. Determines the level of risk you are taking with all of your investments
   
7. Helps you consolidate and simplify your investment accounts
8. Upon request, can provide you with a detailed analysis of a particular security 
9. Provides access to institutional money managers
10. Provides you with access to alternative investments
11. Evaluates potential retirement income planning and distribution strategies

Financial Planning

1. Helps you think about areas of your financial life that you may have overlooked
2. Helps you crystallize your financial goals
3. Assists in prioritizing your goals and developing realistic time frames to pursue your goals
4. Suggests possible planning alternatives that you may have not considered
5. Prepares a financial roadmap for your success
6. Reviews current life insurance policies to ensure you are getting appropriate protection
7. Assists in setting up company retirement plans
8. Assists in preparing a legacy plan for you
9. Reviews and recommends investment ideas for college planning
10. Seeks to determine a Social Security claiming strategy
11. Helps with the calculation of Required Mandatory Distributions from 401(k)s and IRAs
12. Assists in determining the appropriate Medicare plan for your particular situation

Tax Planning

1. Provides you with the latest in tax code changes and upcoming changes being discussed in Congress
2. Suggests strategies that seek to lower your taxes during retirement
   
3. When appropriate, offers suggestions on repositioning of investments and income, while also considering tax law provisions
4. Records and researches securities cost basis information
5. Works with your legal and tax professional to help mitigate your tax burden

*Stratos Wealth Partners and LPL Financial do not provide legal advice or services. Please consult your legal advisor regarding your specific situation.

Miscellaneous

1. Through each stage of your life financial advice will be provided
2. Communicates with you on a schedule you are comfortable with
3. Serves as a free sounding board to non-client family members regarding various financial issues
4. Provides referrals to other professionals
5. Offers, when appropriate, to help with the continuity of your financial plan down through the generations
6. Facilitates the transfer of investments from an individual’s name to a trust, to a beneficiary or to a Transfer on Death account
7. Seeks to identify your savings shortfalls
8. Develops and monitors a strategy for debt reduction
9. Strives to keep you on track