Additional Services Liam Provides
Investments
- Prepares an investment strategy for you designed with the goal of growing your assets based on your risk tolerance
- Monitors the economy and suggests appropriate changes to your investment strategy
- Reviews your investments in your company retirement plan and IRA’s
- Provides you with objective investment research information
- Provides you with an analysis of all of your investments
- Determines the level of risk you are taking with all of your investments
- Helps you consolidate and simplify your investment accounts
- Upon request, can provide you with a detailed analysis of a particular security
- Provides access to institutional money managers
- Provides you with access to alternative investments
- Evaluates potential retirement income planning and distribution strategies
Financial Planning
- Helps you think about areas of your financial life that you may have overlooked
- Helps you crystallize your financial goals
- Assists in prioritizing your goals and developing realistic time frames to pursue your goals
- Suggests possible planning alternatives that you may have not considered
- Prepares a financial roadmap for your success
- Reviews current life insurance policies to ensure you are getting appropriate protection
- Assists in setting up company retirement plans
- Assists in preparing a legacy plan for you
- Reviews and recommends investment ideas for college planning
- Seeks to determine a Social Security claiming strategy
- Helps with the calculation of Required Mandatory Distributions from 401(k)s and IRAs
- Assists in determining the appropriate Medicare plan for your particular situation
Tax Planning
- Provides you with the latest in tax code changes and upcoming changes being discussed in Congress
- Suggests strategies that seek to lower your taxes during retirement
- When appropriate, offers suggestions on repositioning of investments and income, while also considering tax law provisions
- Records and researches securities cost basis information
- Works with your legal and tax professional to help mitigate your tax burden
*Stratos Wealth Partners and LPL Financial do not provide legal advice or services. Please consult your legal advisor regarding your specific situation.
Miscellaneous
- Through each stage of your life financial advice will be provided
- Communicates with you on a schedule you are comfortable with
- Serves as a free sounding board to non-client family members regarding various financial issues
- Provides referrals to other professionals
- Offers, when appropriate, to help with the continuity of your financial plan down through the generations
- Facilitates the transfer of investments from an individual’s name to a trust, to a beneficiary or to a Transfer on Death account
- Seeks to identify your savings shortfalls
- Develops and monitors a strategy for debt reduction
- Strives to keep you on track